- The Union Cabinet has approved extending health coverage under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)to all senior citizens aged 70 and above, regardless of income.
- Benefits:
- No Income Criteria.
- Covered 4.5 crore families, providing ₹5 lakh/annum/family health insurance.
- Beneficiary will receive a distinct card.
- Those already covered under AB PM-JAY will get an additional top-up of ₹5 lakh for themselves, which is separate from family coverage.
- Senior citizens not covered by AB PM-JAY will receive ₹5 lakh coverage on a family basis.
- Portability between public health insurance schemes like CGHS, ECHS, Ayushman CAPF and AB PM-JAY. Similarly with private insurance or under the Employees’ State Insurance scheme.
- AB PM-JAY, the world’s largest publicly funded health assurance scheme, provides ₹5 lakh coverage per family annually for secondary and tertiary care, benefiting 55 crore individuals.
Dig Deeper: Read about various welfare initiatives for geriatric care in India.
